RESTAURANTS & FOOD SERVICE
The Schreiner Blaeser Agency Restaurant BOP is one our fastest-growing products and one of our most popular.
We specialize in writing a wide variety of restaurant and food service businesses, from Fast Food/Take out to Family Style Restaurants to Coffee Shops and Diners, Food Trucks, and Fine Dining Restaurants. We understand the unique nature of every business and have the expertise to help ensure it.
Coverage Highlights
Business Property Insurance
Helps protect the physical location a business owns or leases as well as property such as fixtures, equipment, and inventory.
General Liability Insurance
Helps protect a business in the event of bodily injury, property damage, or personal and advertising injury occurs as a result of the business’ operations.
Business Income Insurance
Helps replace lost income when the business owner is unable to conduct business due to a covered property loss like a fire.
We insure most types of Restaurants and Food Service Risks, including:
Take-Out Places
Bagel Stores
Family Style Restaurants
Cafés
Delis
Franchise Restaurants
Pizza Shops
Diners
Bakeries
Fine Dining
Optional Coverages
Appetizer Coverage
Includes over 20 coverages specialized for the food service industry, which includes spoilage coverage, backup of sewer and drains, utility interruption, and more, bundled at a discounted price.
Liquor Liability Coverage
Protects against damages a restaurant owner is legally liable for that arise out of a patron who has consumed too much alcohol at your establishment.
Equipment Breakdown Coverage
A restaurant is full of equipment that can break down. Equipment is subject to hazards such as power surges, short circuits, centrifugal force, boiler overheating or cracking, and mechanical breakdown. This coverage can protect equipment from these hazards and get your client back up and running quickly.